If you depend on a to-do list to keep you on track and focused, then you already have the foundation to start laying out your retirement bucket list.
With a three year old and a new baby on the way we prioritize preparing financially for our family's future. Although my husband and I are both pretty budget savvy, we definitely need assistance when it comes to planning for finances 20 years down the road after the little ones are gone.
Are you a planner; someone who functions best when they can mark lines off a to-do list and check boxes off a calendar? Do you measure your day’s successes and failures by how swiftly and effectively you work through your bullet journal? Do you follow a proven routine each morning and evening to ensure maximum success throughout your work week? If you are a calendar-toting, agenda-loving, goal-oriented person, then you probably already understand the importance of planning for your future. Having a visual list of everything you are working hard to complete likely gives you extra motivation to power through even in the toughest situations because you always have in mind the ultimate goal.
For many people, however, their planning stops the moment they leave the office. At home, few things require a constant visual reminder, beyond perhaps a meal plan and a family calendar. But what do you do when the month is over, what about the year? What happens when you walk out of the office doors for the last time and step into your retirement? It may seem like a long way away for the young and young-at-heart, but retirement is really just around the corner, and it is never too early to start saving and preparing for its arrival. It is time to make it a priority and create a reminder for yourself and family of why you work so hard.
Write out your retirement bucket list and post it where you can see it.
Your bucket list can change over time, and you can add and remove things as you see necessary but having a hard copy of your long-term goals will keep you focused on saving for tomorrow instead of spending all your income today. If you want to ride an elephant in Thailand, go golfing at St Andrews in Scotland, own a small fishing boat, or paying for your children’s college tuition, then put those objectives on your retirement bucket list.
When you look back upon your life, what thing you want to have experienced? How will you fill up your retirement bucket list?
Consult professionals who can help make your dreams a reality.
When it comes to saving for retirement, you want to make sure you entrust experienced professionals who are proven trustworthy, ingenious, and who have scrupulous attention to detail. The boutique wealth management firm of Benedetti, Gucer & Associates (BGA) fits the bill on all accounts. The Atlanta-based firm is organized by two veterans of the financial service industry, Jaime Benedetti and Bob Gucer. The small, but the incredibly efficient group of personal financiers, help their clients look beyond the standard investment options to provide them with diversified portfolios. They can do this through a creative mix of investment options ranging from low cost ETF’s to institutionally priced active managers, and a sector rotation component designed to reduce volatility.
Benedetti, Gucer & Associates have set themselves apart from many of the big banks and investment firms by operating as fiduciary advisors. A fiduciary is required by law to act in the best interests of their clients. Not all financial advisors are fiduciaries, but as a Registered Investment Advisor (RIA), Benedetti, Gucer & Associates is held to this fiduciary standard. This means that BGA is required by law to disclose any possible conflicts of interest and that they are bound to uphold the principles of the Investment Advisers Act of 1940. Benedetti, Gucer & Associates not only have the means to help clients manage their wealth and plan for their retirement, but they also have more legal obligations to their client’s than non-fiduciary financial advisors. The employees of BGA, and all RIA’s, are required to put the interests of their clients above their own, and they can candidly provide unbiased advice because they operate in an environment with fewer conflicts of interest.
Charles Swindoll once said, “The habit of always putting off an experience until you can afford it, or until the time is right, or until you know how to do it is one of the greatest burglars of joy. Be deliberate, but once you’ve made up your mind–jump in.” When the time arrives, make sure you are in a place to embrace and enjoy your retirement by checking off the boxes of your bucket list. Consult the wealth management experts of Benedetti, Gucer & Associates, to find out how you can position yourself and your family for a future full of adventure. This is one to-do list you simply cannot afford to ignore.
The views expressed represent the opinions of Benedetti, Gucer & Associates and are subject to change. These views are not intended as a forecast, a guarantee of future results, investment recommendation, or an offer to buy or sell any securities. The information provided is of a general nature and should not be construed as investment advice or to provide any investment, tax, financial or legal advice or service to any person.
Additional information, including management fees and expenses, is provided on Benedetti, Gucer & Associates’ Form ADV Part 2, which is available upon request.
The use of the term “RIA” does not imply a certain level of skill or training.